Deposit converter
Buying bStocks stock tokens uses USDT (essentially pegged to the dollar), but you may well be holding CNY. This tool helps you convert USDT/USD and CNY both ways: enter the real rate you see in your C2C or exchange transaction, and the conversion below updates live. Everything runs in your browser. Nothing is uploaded or stored.
7.2 is just a placeholder example; use the live rate at the moment you exchange.
*20% spot fee discount; the actual rate shown on Binance's page applies and may change with policy.
How to use this converter
The logic is direct. USDT/USD to CNY: amount × rate; CNY to USDT: amount ÷ rate. USDT is a stablecoin pegged to the dollar, so 1 USDT is essentially 1 USD, and here we treat USDT and USD as one figure. When buying bStocks, your account uses USDT, so what you really care about is 'how much USDT my CNY can buy'.
The key is to enter the real rate. The fill price on Binance C2C (fiat-to-crypto) and quotes from third-party exchange services move daily, even hourly, differ from the central parity rate, and can carry a small spread. So this page builds in no 'live rate': the default 7.2 is only a placeholder example, and you should use the figure you see at the moment you place the order.
There is more than one way to deposit (USDT top-up, C2C, bank card), with different fees and arrival times. For a full comparison and the steps, see how to fund your Binance account to buy stock tokens. Once you have USDT, for how to place an order, see step by step: buy bStocks and withdraw to a wallet.
Once the deposit is done, calculate the rest
Knowing how much USDT you end up with, you can estimate how many stock token units it buys: use the holdings valuation tool to back out the units. If you plan to DCA in batches, the DCA calculator helps you work out total invested and current value. Don't forget the trade also costs fees, so estimate them first with the fee calculator.